The is exactly the way forward: encapsulation (the function), type safety, and dynamic/lazy query construction.
I'm building a new project, Typegres, on this same philosophy for the modern web stack (TypeScript/PostgreSQL).
We can take your example a step further and blur the lines between database columns and computed business logic, building the "functional core" right in the model:
// This method compiles directly to a SQL expression
class User extends db.User {
isExpired() {
return this.expiresAt.lt(now());
}
}
const expired = await User.where((u) => u.isExpired());